I guess that’s why I’m not planning to move to the US any time soon. The whole “you’re scammed by default” thing. I don’t want to be an expert on 30 different things just so that I don’t get seriously fucked over every other day.
I used to live in a country that was similar in some ways, you had to triple check everything because every glorified “small business owner” was scummy, and the regulator was asleep at the wheel. I like my peace and quiet now.