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grue ,

(though if you’re sneaky and an utter idiot you could probably find some way to borrow for the down payment).

I borrowed for my down payment. It was in 2009, and I bought a 3bed/2bath house in a major city for ~$100k that is worth probably close to $500k now.

Am I an utter idiot, or are there circumstances where borrowing for the down payment is the right move?

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