I keep hearing all these excuses from the insurance industry, usually parroted back to the consumer by reporters. But I have a hard time believing them.
Very anecdotal, but I haven’t noticed a tangible increase in bad driving. It’s about where it has been for the past 10-20 years. And new cars have more and more safety features built in more. I’m just not seeing anything to warrant the insurance increases - certainly not too the degree so many are facing.
Then there’s the excuse about government legislation being the cause. I don’t buy that either. Florida has bent over backwards to placate the insurance industry, and the only thing Floridians have got in return is having their wallets totally fucked.
The sniff test doesn’t just suggest that the underlying major reason is corporate greed, it reeks of it.