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helenslunch ,
@helenslunch@feddit.nl avatar

I very rarely encounter people who complain about money but also have real concrete budget.

You don’t seem to understand that poor people do not need a budget. Their “budget” looks like this:

Is this absolutely essential to my survival? (ie: rent, groceries, medication, toilet paper, health insurance, etc.)

Yes? Buy it.

No? Don’t buy it.

Repeat until you run out of money.

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