housing has always been the biggest problem in urban areas imo because something basic as getting a job is tied to having a permanent adress. applying for freeidical care is fairly easy (i did it a few years back when i held a part time job pre covid), and the health care org still sends me mail, despite myself having a different plan now at a different job. finding a roof over your head just gets progressively worse and theres no immediate signs of it getting better, making it the #1 problem.