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pixxelkick ,

So… you paid for two degrees already and are going for a third, and you are having financial issues?

Do you have all three of your degrees fully paid for (all debt on the first two gone, and enough money for the third without having to take out a loan)?

Otherwise it sounds like you are bad with money. Taking out huge loans you can’t afford isn’t the path to affordability. It’s pretty rare that degrees are a good financial investment.

Degrees are mostly a passion investment. You need to already be well off enough to afford all the extra costs to get the degree, abd you are paying money to do a job you like after.

There’s tonnes of jobs that pay incredibly well that don’t require a degree at all.

Taking out a large loan to get a degree is a terrible financial choice.

If you just care about finances, go work a job that pays well and has a low barrier of entry that anyone with a pulse can get into.

If you want to do something you are really passionate about and it’s financial investment sucks, that’s the tax you simply pay to have a job you prefer.

The intersection of:

  • job pays well
  • it isn’t dangerous/strenous/awful hours/tough
  • it doesn’t require a degree and thus a huge loan, thus isn’t a poor investment

Is extremely rare. There’s a couple trades that aren’t too bad, but they usually pay well due to a low demand low supply situation.

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