“Governments and businesses are starting to push for retiring physical, gov backed money. Having a digital currency that cant be retired by a government is a good fallback plan to prevent getting stuck in a digital only system that doesnt have untraced currency.”
“Uh, but we already have cash? Why would I use that over cash, which I have right now? My cash buys me drugs now, why should I swap?”
I literally cannot help you if you cant address what I say.