There have been multiple accounts created with the sole purpose of posting advertisement posts or replies containing unsolicited advertising.

Accounts which solely post advertisements, or persistently post them may be terminated.

afraid_of_zombies ,

Not paying a loan will totally fuck up your ability to rent, get a credit card, get reasonable car insurance, and even get a job.

I don’t agree to credit checks from landlords.

I have reasonable car insurance.

I don’t agree to credit checks from employers.

I do have a credit card and I test it once a month on a small purchase, usually coffee.

Any other dire warnings you wish to inform me about that do not match the real world?

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