If you make 500k and live “paycheck to paycheck”, you have a BIG spending problem or massive debt. When people with low income live paycheck to paycheck, it isn’t because they are spending too much, it’s because they get paid peanuts and necessities are too expensive for that.
Almost all people who live paycheck to paycheck aren’t doing so because they are spending too much, they are doing so because their income and necessary living expenses are too close and they have no disposable income.
Blaming people who struggle when most of them are already frugal out of necessity is the sort of thing billionaires wants you to believe so you’ll not look at the actual problem.