Copernican , 5 months ago

It was for a more expensive purchase, like a 2000 or 3000 dollar item. For merchants BNPL is about twice as expensive than your average credit card fees. Do some vendors have options to pass that off to the buyer?

For returns, I see articles like this pop up from time to time which made me nervous: cnbc.com/…/buy-now-pay-later-loans-can-get-compli…

Also, when it comes to credit card transactions… do you get points like normal. IE if your credit card offers you warranty protection or category bonus, does the payment going to the BNPL break the category point or protection since the BNPL actually pays for the item/good/service while your credit card is just paying off the loan?