While i don’t do it anywhere to the level of needing a loan. I get it, the dopamine hits hard and everyone is fighting their own demons.
Life is short and they’re fucked anyway, so what’s another £50 a month to get some joy out of their situation?
I have debt i likely won’t repay in the next 4 years… Should i put my family’s life on hold? I might save to go on a nice holiday instead of paying it off sooner. Kids will only have one childhood and it’s a sacrifice people have to consider.