I found out one of my 22-y-o coworkers, with no accident history or the like, pays as much quarterly as I do annually for car insurance.
It's just nuts. Used vehicle prices are through the roof in no small part because new vehicles are now ABSURDLY big and expensive.
AAA is now rating the cost of a new car to be something like $0.50-$1 per mile to operate. Or an average of $12k per year. When you carefully do the math, a lot of people are finding that the rideshares aren't much more expensive -- plus now they don't need to deal with the non-monetary costs of car ownership (maintenance, parking, fear of accident/theft, etc). And you can get blackout drunk to try and tune out the chaos of a dying planet and still be able to get home.
Not to mention car accidents are still, last I checked, the main killer of young people.