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ThisOne ,

Ehhh he’s fairly spot on. When I didn’t have insurance I had to go to the ER or try to find a doc that would write a prescription “under the table” - which never went well. No urgent care would see me.

Now that I have insurance I’ve only been to the ER for a real emergency once.

Still going to the ER with insurance wiped out my savings though, so I don’t really see all that much difference.

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