How timely! American here who just received a bill for scoping my sinuses by an ENT specialist: insurance covered $28 out of the $415 procedure. This is on top of the $70 copay I owe for the $195 office visit. So all accounting factored in, I owe $450 for what I thought was going to be $70.
Because it was billed through insurance, the provider’s hands are tied in terms of further negotiation. I would bet if I had gone in as a cash patient, I’d be much better off.
The icing on the cake is that the scoping procedure was non-conclusive.
The US healthcare insurance system is the ultimate way to make money fast, for little effort. As long as you’re on the right side of it, that is.