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doublejay1999 ,
@doublejay1999@lemmy.world avatar

I did a piece of work for client, an online retail business that did end of line stuff brands. Like a TJ max but much much smaller and online only .

Anyway, the revenue reached a certain point, and the Pay Later guys started calling. In Europe, Klarna is the big one.

They basically offered £100,000 upfront for my client to add a Klarna Pay Later button at check out.

That’s what it’s worth to them, to get young people on the hook.

AVincentInSpace ,

born too early to explore mars

born too late to own a house on earth

born just in time to finance a pizza from Domino’s

mosiacmango ,

You would own even less on mars.

You can bet muskrat is going to make air, food and water a subscription service.

AVincentInSpace ,

yeah fair. mars is gonna be exclusively for rich people who can delude themselves into thinking they’re getting a better experience in literally any way than a 19th century peasant

let’s change that to “born too early to fight in the water wars”

ivanafterall ,
@ivanafterall@kbin.social avatar

Are you sure? Careful what you wish for.

AVincentInSpace ,

I figure I’m safe. I’m gen Z, I’ll be at least 30 by the time they start drafting people

pan_troglodytes ,

air tags - rfid chromacolor tags indicating how long until you have to pay your air taxes.

Steamymoomilk ,

Ok now stay with me here. Dont buy somthing you cant afford.

Rentlar ,

BNPL is helpful but also a trick of the mind for people to think they can afford more than they can normally.

$50 for 12 months is easier to swallow than a sudden $600 purchase. If they do buy it in one go, then people will force themselves to save for some time, when they are only down $50 that months they may take on more borrowing that adds up beyond the pain of just buying it once.

omgarm ,

If you can’t afford a depreciating object that you do not intend to use to make a profit somehow at once then you shouldn’t buy it.

Buy all the shit you want and enjoy it, but if it’s for a hobby then it’s not worth the interest rates.

shiroininja ,

I’ll never. I may be broke, but it’s better than being in debt. I have no debt except medical bills, and I consider that a win at 36. And most reputable lenders don’t care about medical debt anymore, and why should I?

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