This is it, I’m pretty sure. I had plenty of brushes with nettles as a kid, but I’m not super aware of them to be able to avoid them as an adult. However I spend less time in high grass and forests, since I need to be present in the spreadsheet factory, and when I do make it into the wild, I usually wear pants and the like to avoid scratches, ticks and poison ivy; so less likely to get nettles.
Side note: we bought some nettles from a local farm last year and made a couple dishes with them. Pretty tasty, if you already like tho ha like spinach or mustard greens (think saag paneer)