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pelletbucket ,

I’m not paying them. every time they send me an email asking for money, I reply with “Joe has your money. you sued him to stop him from giving it to you, so stop acting like you want money or go take his”

authorinthedark ,

those are different groups, the loan providers were in support of loan forgiveness. *pause to make sure I know what I’m talking about.*Unless your fed loans are serviced by MOHELA, in which case the state of Missouri sued on their behalf

andrewta ,

Realistically each bank will take that student / those students to court and have their wages garnished.

If it were one student the bank might write the debt off or they might send it to collections or a combination.

If it’s a ton of students they won’t take the hit in the pocket book. They will pursue it with all legal means.

eldavi ,

the bank i used for one of my student loans came after me with legal action like this after my 3rd layoff and they’ll use every single legal bit of legal fuckery they know to maximize your stress and to make sure that you cannot afford to put up a defense.

also the federal government gives them carte blanche to your finances once they win and permanent-for-life rules so that they can keep coming at you for the rest of your life until you die.

Imprudent3449 ,

Most banks probably are not going to write off many student loans. They can pretty much go after it for life and the loans usually cannot be discharged.

MsPenguinette ,

I’m not sure what I’m gonna do. I think I might choose to miss one or two months just to see if we all hold the line

return2ozma OP ,
@return2ozma@lemmy.world avatar

Call and tell them “financial hardship” and see if there’s anything they can do to help you.

MsPenguinette ,

I definitely don’t qualify for finacial hardship in any sense of the term. I’m in the high end of middle class income. I’ve been participating in the not paying as a form of protest for student loan reform/forgiveness. I’ll be relatively fine when payments of $500 a month start back up. It’ll suck but not gonna put me into hardship.

It’s really about solidarity at this point cause I’ll be in student debt for an insane amount of time. Then again, even tho I’m okay, I don’t have much of a runway if I were to get an unexpected layoff

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