grue OP , 3 months ago (edited 3 months ago)

The ironic thing (and what helps make it dystopian) is that one of the most reliable ways to avoid falling victim to this sort of scam is to not own your house free-and-clear, because mortgage companies pays attention to the records and would defend their interest.

In other words, there’s a “sucking you back into the debt system” angle here that might not be obvious at first.