I was a young child during the napster days, and by the time my parents had anything better than dial-up iTunes had already taken off.
Maybe I’m less into music than most people, maybe most are music enthusiasts who actually take full advantage of all the music, all the time, for a low monthly rate thing but i mostly listen to the same small handful of artists with only the occasional breakout towards newer things. If Spotify and YouTube Music were both to die all I’d have to do is spend a larger amount upfront but then I’d be back to pretty much the status quo, and without the monthly bill. So for me any sort of significant changes in price or quality of service completely negate the sole reason I bother with music streaming and that is convenience and cost.