There’s no way they survive long enough to make it underwater on most homes. Have you seen how often hurricanes come through. Entire roofs get ripped off constantly. Large flat object on top of roof? That’s not going to stick around long.
Climate change isn’t real! Guys, the insurance companies won’t insure anyone and are leaving the state because of increasinf severe weather events. We have to start a socialized insurance company to try and keep people insured. Our voters are too stupid to realize that this makes our entire ethos a joke right?