If you didn’t read the article, Apple Pay is the ubiquitous one; Google floundered, flip and flopped but can’t get traction until Apple came around with it. Old or not, having a feature that no one cares about so you can’t use it anywhere makes it pretty useless.
Also, that’s exactly what I’m saying. I don’t want PayPal to launch one, then Walmart decide to push theirs, then local transit authority one, and all of them compete for the coveted hardware invocation. Instead, all of them should consolidate into one unified place via standard set of API + UI so none of them can make a mess. Guess that’s something Android users wouldn’t understand, judging from the piss poor IOT ecosystem and all ¯_(ツ)_/¯