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JustAnotherKay ,

His insurance won’t cover him in an accident

Are you sure he hasn’t taken the proper precautions of just getting commercial insurance and filing taxes 4x a year (assuming US based)? Like yeah, you shouldn’t just go get in your car and go to a bar and offer people rides for money but if this guy has regular customers I wouldn’t be surprised if he also knows how to look into his own rights

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