Then learn how to prop up your car and work on it yourself?
Like, that is the reality of it. Headlight bulbs aren’t going to change themselves if you wish really hard. Same with a flat tire. So you either learn how to do it (preferably before you are in the mud on the side of i-95 in the rain) or you pay someone.
The reason why Right to Repair laws are so good in concept (if not execution) is that it means you aren’t paying Toyota to come change your tire for you. You are paying a local mechanic who is theoretically not ripping you off.