Your second point here is exactly what we should fear; that it might becomes legal only for companies and governments to use AI but not the masses.
That’s why I’m of the opinion that we should maybe just get over it. It’s going to continue to become easier and easier to use it for horny reasons. The guy wearing the smart glasses might be seeing every women around him undressed in real time. We’re just a few years away from that and there is no acceptable way to prevent that.