For the home user, this is a giant PITA for which I wholly blame MS.
For business machines, I lump the company IT in with MS, because there are Policies for this stuff they should be managing.
I say this as an IT person responsible for things like this. The first rule is don’t fuck with user machines during business hours, the second is to allow them to postpone stuff as needed.
Can only imagine getting an update, then a reboot, while I’m on an outage call trying to get a critical system back up. And hoping my laptop comes back up and my VPN still works.