I agree with all but the first point, that is entirely going to depend on your utility. My net meter plan happens to be 1:1 and it’s great because they also have peak/offpeak rates. I generally produce solar during the peak rates and consume most of my energy off peak by changing my habits a bit. My utility’s clean energy goals are counting on about 30% rooftop solar adoption by 2035 and they’re scaling up their storage to account for the growth so it doesn’t look like they’re going to push against it.