That is only if you get healthcare through the ACA healthcare marketplace. Those plans cost upward of $400 a month. While private healthcare plans do sometimes cover mental healthcare, you then have to find a mental healthcare provider that accepts your health insurance. They are not required to accept all healthcare plans and that can mean you have to drive 1+ hours away for mental health appointments. Under my insurance the closest psychiatrist that takes me healthcare is two hours away, and they have an eight month wait list. That was the one I got to actually call me back to find that out. The other ones 2+ hours away never even bothered to call me back.
I got tried to get on the wait list for the local healthcare group that has a few psychologists on staff last October. They told me it would be two months before someone reached out to me to set up an actual appointment. It is now August 2023 and I’ve still never been contacted.