Yep. I was around in the mid 90's. Which was around when it became generally affordable to get internet at home.
I'd say most stuff was running from university computers though. Normal people couldn't afford to have a permanent connection (even 64k) at home and in the few places co-location existed it was priced out of reach of normal people (and so were the servers you could install).
But it was still not even slightly commercialised.