On my main server: I have my SSD RAID1 ZFS snapshots of my container appdata, VM VHDs and docker image, that is also backed up as a full backup once per night to the RAID10 array, then rsynced to the backup server which then is uploaded to the cloud.
The data on the RAID is backups, repos or media that I’ve deposited there for an extra copy it for serving via Plex/Jellyfin. I have extra copies of the data, and if I were to lose the array totally, I wouldn’t be pleased, but my personal pictures/videos wouldn’t be in danger.
I run two back up servers, which both upload to the cloud. One of which takes bare metal images of all my computers (sans servers bulk drives), the other which takes live folders.
This is more due to convenience so that I can pull a bare metal image to restore a device, or easily go find a file with versioning online if necessary on both accounts.
As a wise man said, you can never have too many backups.