Thx. I use ext4 right now. I might consider reformating, but so many new words to reasearch before deciding that. I heard about ZFS, but not sure is that right for me since I only have 16 GB of RAM.
Downloads are 100-200 GB max, but less than 40 GB most of the time. I have 512 GB in use and 2TB SSD not in use, can swap them if needed