For whatever reason, I’m scratching my brain and can only come up with three urban fantasy games plus a franchise I’m not too personally familiar with. The three games are Underrail (an indie game from some years back, which I bought back when it wasn’t even fully released yet, but still have yet to play), Operation Abyss (a dungeon crawler with modern-ish graphics but gameplay that definitely takes after old Wizardry games; the theming leans somewhat more on the science-fantasy side), and Tokyo Xanadu eX+ (an action JRPG that’s something of a cross between Trails of Cold Steel and modern Ys games). The franchise is the Persona series, none of which I’ve played, and which Tokyo Xanadu gets compared to despite not being all that similar under the hood.
I don’t think any of these are what you’re looking for, but I hope they may help you on your search.