Basically, crowdstrike wrote bad code that run as a driver, windows doesn’t like bad code in their drivers. Kernel level code is generally expected to run properly. crowdstrike’s kernel level code was really bad. Embarrassingly bad.
If the host creates a playlist and everyone can add their favorite song to the playlist, the host won’t be blamed if you add “erika”. People rightfully think you are an ignorant weirdo or a bad person, not the host.