You get admin privileges on MacOS like a big boy. You can use bash or zsh commands in Terminal all you want.
Cool. So try updating to a version of Bash from the last 15 years, because the pre-installed one is Bash 3, because Bash 4 and 5 are under the GPLv3 license, which Apple won’t comply with.
…ah, no, you can’t update the pre-installed Bash, because it’s on a section of the hard drive that is read-only even with admin access. You can install Bash 5 as a separate shell, and use that as your default terminal shell, but any scripts written with the standard #!/bin/bash instead of the more flexible #!/usr/bin/env bash will still use Bash 3.
This “handholding” (or really, a safety net) is arguably a good thing, or at least a positive tradeoff; but you can’t claim it doesn’t exist.