Being a desktop-only user puts you in a rare minority these days. I have worked for a lot of large sites and in general, audiences have been mostly mobile for many years, as in more than 50% access on their phones. In 2023 it’s more like 80%, maybe evenly split between app and mobile website. With desktop in slow decline. Apologies to desktop folks, I’m not saying you don’t exist or don’t matter. Just that you are special and becoming a rarer breed as time goes on.
So most of the talk is between mobile web and mobile app, while desktop goes fairly unnoticed. This is likely why you are hearing so much chatter about apps. If you don’t even use your phone, it would probably be hard to explain the subtle differences between using a phone website and a nice native app.