You need to call them and talk. You need to talk a lot. Tell them how much these fees are draining you. Tell them you are burned out. Tell them you can’t afford it but you have no other choice but to pay
Be nice, but be firm, and tell them you need them to lower the bill.
They will lower your bill. If that representative doesn’t. Ask for a manager. Just continue to be polite and understanding but firm
Again, specially ask for the retention team. They are the ones who can do something about that bill / fee.