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Are there any recurring charges (or other downsides) that come with having a driver's license but not owning a car or regularly driving?

I’m mostly thinking about insurance here. I’ve been told conflicting information. I live in Florida.

I live with someone who has a driver’s license and a car, but I don’t have either. I’ve avoided getting one because I have no interest in car ownership, and I feel like if I started driving regularly I’d probably die - I have driven before but I really don’t think it’s something I’d ever get good at.

It’s undeniable that having one would be convenient though - for rare occasions like emergencies at a minimum but also other scenarios.

I know almost nothing about how this stuff works. If I get a license, am I required to acquire and pay for insurance, even if I don’t own a car or regularly drive? Or will the person I live with have to pay more for their insurance? Are there any other costs or downsides associated with it that I might not be thinking of?

Thanks.

BilboBargains ,

You need to get insurance because you don’t have a license, unless you burn incence or some other nonsense, makes sense?

Norgur ,

Soooo... What county are we talking? The US defaultism starts to take over like it did on Reddit....
Lemmy.WORLD guys

zkfcfbzr OP ,

My post specified where I live.

Norgur ,

flew too close to the sun there, didn't I?

Aux ,

The very first paragraph specifies the location.

Chozo ,

Looks more like not reading the OP is taking over like it did on Reddit.

pjhenry1216 ,

Cool it with your unnecessary pitchforks. You just failed at reading is all.

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