dhork , 6 days ago

Normally, yes, but Yotta looks like a form of “Prize-based savings”

…m.wikipedia.org/…/Prize-linked_savings_account

They are “no lose lottery” in the sense that you don’t put up money directly to enter, you just open a “savings account”. But they pay far less than market rate to fund the payouts. So in a sense, you pay for the entry with reduced returns on your “savings”.