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SzethFriendOfNimi , 1 month ago Some states may or may not require collision. To be honest the most critical thing to have is coverage for other drivers and medical on yours. Somebody gets hurt and 10 or 25k isn’t going to cover anything and you don’t want to have your wages garnished to cover the difference. This especially applies when you don’t have a huge paycheck because you can afford to lose a percentage of your paycheck less than most people.
Some states may or may not require collision.
To be honest the most critical thing to have is coverage for other drivers and medical on yours.
Somebody gets hurt and 10 or 25k isn’t going to cover anything and you don’t want to have your wages garnished to cover the difference.
This especially applies when you don’t have a huge paycheck because you can afford to lose a percentage of your paycheck less than most people.