While some people do fake it or some people may actually be too lazy, on the whole attributing homelessness to personality flaws or moral failings is just a coping strategy for lots of people - lies they tell themselves to make the situation be despicable instead of pitiful. Most homeless people aren’t faking it, and most homeless people wouldn’t be homeless if they had any choice in the matter. Many of them are homeless due to poor or temporary circumstances, many others due to mental health issues combined with lacking a support system.