How do you define a system where decisions are made decentrally at a communal level and the owners of capital are the workers? Any serious study of early attempts at economic decentralization of the early Soviet and CCP systems should result in the conclusion that it was effectively an attempt at economic anarchy by its very definition. Just because it is not your prefered anarchy does not mean it was not anarchy.
Capitalism is compatible with kindness and, in fact, works better with it. Capitalism also allows for anarchist structures. Just because people do not throw resources at your system does not mean that it is not allowed. Any system that refuses to allow capitalist structures is one that does not allow dissent. Any anarchist system that does allow for capitalism bleeds skilled labor and capital over time. Any education system that promotes kindness and humanity is just as effective at bettering a capitalist system as it would be an anarchist one but good luck controlling the educational system with anarchist structures. We cannot even keep religious dogma out of our current ones with the strongest and most rigid structures.
Economics is the study of how best to allocate the resources within society. Anarchism does not allow for any of the economic structures that allow for resource allocation at scale. A command economy can but is inefficient the more centralized it is. Capitalism can but it is less human the larger it is. If you take out the scale of a command economy, people starve. If you make capitalist systems smaller, they become more human. There is a clearly preferred system which is smaller capitalism. That is my answer to you on a system that has all that.
Beyond the simple answer, it requires a few other things as a roadmap to get there (which Anarchism does not have in any form beyond attempts at general strikes and generally degrading the system in the hope that fascism would not be the natural response)
Promoting small businesses at the local and contractual level (Such as government requiring small business partnerships with large firms and providers)
Education on ethics and diversity
Robust public spaces with a sense of place supporting small communities (even within large cities)
Promotion of equity at the lowest levels
Increased mobility to increase labor and purchasing power over monopoly labor
More robust controls on anticompetitive business behavior beyond simple monopoly definitions
Promotion of nonprofits and other alternative corporate structures in certain industries
All of the above are interlinked and require each other to be most effective. All of them can be done in your community right now and don’t require interjection by a higher government than your local town/city.
It honestly sounds to me like you do not understand capitalism if you think there is not a human element that comes into play. Reducing suffering enables better human interaction, excess kindness, leisure time, friendliness, and absolutely requires tolerance and acceptance. An efficient system is not one that allows for discrimination based on any human factors and that would be present in any system. Tribalism is in our nature. You see it in class with how people sit and between groups when they are at odds for goals. The only thing that can affect it is education and awareness. Only after that can we talk about resourcing solutions. It sounds to me like you just want a kinder world. I recommend finding a place that supports that in your life. They do exist and it requires compassion and probably moving on your part to find them. No one is going to force it on you.