JubilantJaguar , 6 hours ago

The local-plus-remote strategy is fine for any real-world scenario. Make sure that at least one of the replicas is a one-way backup (i.e., no possibility of mirroring a deletion). That way you can increment it with zero risk.

And now for some philosophy. Your files are important, sure, but ask yourself how many times you have actually looked at them in the last year or decade. There’s a good chance it’s zero. Everything in the world will disappear and be forgotten, including your files and indeed you. If the worst happens and you lose it all, you will likely get over it just fine and move on. Personally, this rather obvious realization has helped me to stress less about backup strategy.