As someone who works in an environment with many Windows and Linux VMs, I can pretty accurately state that Windows updates have caused far more critical problems than Linux ones over the past 2 or 3 years. Microsoft’s Patch QC has been AWFUL. (Print Nightmare fixes caused ongoing problems that are still breaking printing. You mentioned the EFI change, there’s also patching completely failing for machines that had too small a recovery partition. Fine if there was none, or it was large, but all updates fail after that if your machine has a partition that Windows itself silently created.) There’s literally dozens of major Windows update failures recently.
As you say, shit happens. Paying for something doesn’t make that any less.