Yes, treating crypto as a way to invest is a scam. The vast majority of crypto and crypto-adjacent “projects” are scams.
We live in a world where payment providers have the power to force Etsy to delist vendors that sell sex toys to customers of a legal age, payment apps like Venmo or PayPal will permaban your account for selling NSFW art or products, and physical cash is being largely abandoned for cards and digital wallets. Surely you can see the benefits of a completely anonymous payment method?
To be clear, I vastly prefer cash, but there’s an obvious issue with trying to anonymously use cash to pay for something on the internet or to send money to someone who isn’t within easy driving distance.