What you describe in your post is a user who is not confident enough to manage their own machine with the CLI, and is afraid of misplacing files.
What you seem to not understand is that if you made the mv and cp commands require some sort of user interaction, nothing would ever work on the system, at least not in userspace if that’s the intent. No installer scripts, package managers, apps which use such commands…etc. Imagine implementing a rule like you describe, and then trying to copy/paste something in a GUI file manager, or organize music or photos.
So if you’re so afraid of moving something that needs not be moved, put some simple rules in place for yourself:
Don’t fuck around with anything outside of your homedir
Learn to reinstall system packages
Pretty simple. You also probably want to be on ZFS or BTRFS so you can undo your mistakes if you make them.
Isn’t literally ANY option here simpler than what you’re describing?