I had similar issues. My Nvidia GPU was the main thing hold me back for so long. I finally upgraded to an AMD RX 7900 XTX and cycled my Nvidia GPU to my home server for transcoding, gpu compute, and KasmVNC GPU acceleration.
I also decided that ray tracing, HDR, and games that don’t support Linux just aren’t important to me, but it took me a long time to become okay with that.
For development, I guess I’ve been lucky in the type of work that I do in that Linux is a perfect fit. I find Windows to be far more of a hassle than it’s worth, but if you do game development or Windows-specific development, I can see that being a barrier.