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Fosburys_mom , (edited )

I bought in October 2020 and couldn’t afford it now. I bought with a 15-year mortgage, which I feel unbelievably fortunate to have been able to do. If I was to refinance to a 30-year loan, I’d be paying $500 per month more than I am now, and that’s not accounting for the 25% increase in house value. It’s insane.

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