my wife and I are joint, just easier that way. what surprises me more is that someone would set up alerts for the low expense levels that would be triggered by Taco bell.
I don’t really understand why folks would do separate it just seems like more trouble for no benefit unless there has been a specific reason or issues to trigger that.
(for example my dad and stepmom had separate accounts after she spent so much one Christmas that I had to pay their rent)