Ive been downvoted to hell and back for saying that on FFXIVs reddit back in the day
They provide a literal toggle for you to bleep swear words out, yet you can get in trouble for using “fuck” in a way someone can perceive as insulting (which in some cases means using it at all)
It should be fucking illegal to penalize someone by restricting access to paid content like a video game because someone else refused to use features built into that game
Harassment and bypass? Fair game to get someone in trouble, though