Dozzi92 , 2 months ago

I just use credit for everything and hover in the 820s. Unless there’s some substantial discount for paying cash I just don’t see the point these days.

That being said, my wonderful credit score ain’t doing shit for me. It’s not like I get some magical super low interest rate. Maybe when things calm down it’ll be worth it, but then there will be some other reason not to borrow money.