Sewer main leaks. Need to replace a 6 foot section of 8 inch line right in the middle of the road. Also need to replace the connection to the city main because the mess of baby wipes clogging it damaged it and the city says it’s unusable now. Effluent also damaged a gas line and the gas company says that needs to be replaced but they can work within the water company’s schedule. Gonna cost like 800 grand. Tell me about the community? Because that’s probably the insurance that the HOA procured who will cover the costs.